Straight answers about injury claims, attorney fees, timelines, and how our service works.
About Us
Our Service
Is Injury Claim Alliance a law firm?
No. Injury Claim Alliance is a legal referral and matching service. We do not practice law, provide legal advice, or represent clients. We connect injury victims with licensed personal injury attorneys in our network who handle cases independently.
How does Injury Claim Alliance make money?
We receive a referral fee from the attorneys in our network when a successful match is made. This fee is paid by the attorney — not by you. You never pay us anything, at any point, regardless of the outcome of your case.
Which states do you operate in?
We have attorneys in all 50 states. No matter where your accident happened, we can connect you with a licensed local attorney who knows the laws in your jurisdiction.
Am I obligated to hire the attorney you match me with?
Absolutely not. The consultation is completely free and carries zero obligation. The decision to hire an attorney — and which attorney to hire — is entirely yours. We simply make the introduction.
How do you vet the attorneys in your network?
Every attorney in our network must be licensed and in good standing with their state bar, have demonstrated experience specifically in personal injury law, and maintain a track record of successful outcomes. We do not work with general practice attorneys who only occasionally handle injury cases.
Money
Fees & Costs
Does it cost anything to use Injury Claim Alliance?
No. Our service is completely free to injury victims. There are no sign-up fees, no consultation fees, and no hidden charges at any point.
How do contingency fees work?
A contingency fee means the attorney only gets paid if you win. Typically, the attorney takes a percentage of your settlement or verdict — usually 33% if the case settles before trial, and up to 40% if it goes to court. If you don't win, you owe the attorney nothing. You never write a check out of pocket.
Are there any case costs I might have to pay?
Case costs — such as filing fees, medical record retrieval, expert witnesses, and court reporter fees — are separate from attorney fees. Most personal injury attorneys advance these costs and recover them from the settlement. In the rare event your case is lost, some attorneys may waive these costs while others may seek repayment. Always clarify this with your attorney during the consultation.
Will hiring an attorney reduce my total recovery?
In most cases, no. Studies consistently show that represented claimants receive settlements 3–4× higher than unrepresented ones, even after attorney fees. An experienced attorney knows how to value every category of damages — including future medical costs, pain and suffering, and lost earning capacity — that insurance adjusters routinely ignore or lowball.
Eligibility
Your Case
What types of cases do you handle?
Our network handles all major personal injury case types: car accidents, truck accidents, motorcycle accidents, Uber/Lyft accidents, slip and fall, dog bites, pedestrian accidents, bicycle accidents, and wrongful death. If you're unsure whether your case qualifies, submit the form — let an attorney make that determination.
How long do I have to file a personal injury claim?
Each state has its own statute of limitations — the deadline to file a lawsuit. Most states allow 2–3 years from the date of the accident, but some are as short as 1 year (e.g., claims against government entities). Missing this deadline means losing your right to recover, regardless of how strong your case is. Contact an attorney as soon as possible.
What if the accident was partly my fault?
You may still recover damages. Most states follow a "comparative negligence" rule, which reduces your recovery by your percentage of fault. For example, if you are 20% at fault and your damages are $100,000, you recover $80,000. A few states follow "contributory negligence," which can bar recovery if you are even 1% at fault. An attorney in your state can explain what applies to you.
Do I need a police report to file a claim?
No, but it helps. A police report is strong evidence of fault and is often required by insurance companies when processing claims. If there was no police report, an attorney can build your case using other evidence — witness statements, medical records, surveillance footage, and photos. Don't assume no report means no case.
What if the at-fault driver had no insurance?
You may still have options. If you carry Uninsured Motorist (UM) or Underinsured Motorist (UIM) coverage on your own auto policy, you can file a claim through your own insurer. An attorney can also explore whether other parties — such as a vehicle owner or employer — may share liability. Don't give up before speaking with a lawyer.
Compensation
Settlements
What damages can I recover in a personal injury case?
Personal injury damages fall into two main categories. Economic damages include: medical bills (past and future), lost wages, reduced earning capacity, and property damage. Non-economic damages include: pain and suffering, emotional distress, loss of enjoyment of life, and loss of consortium. In cases involving extreme recklessness, punitive damages may also be available.
How long does it take to receive a settlement?
It varies significantly. Minor cases with clear liability can settle in 3–6 months. Moderate injury cases typically take 6–18 months. Complex cases involving serious injuries, disputed liability, or litigation can take 2–4 years. Your attorney will give you a realistic timeline based on the specifics of your case.
Should I accept the insurance company's first offer?
Almost never. Insurance adjusters are trained to minimize payouts. First offers are typically a fraction of what a case is actually worth — especially if future medical costs, lost income, or pain and suffering haven't been fully calculated yet. Do not accept any offer or sign any release before speaking with an attorney. Once you sign, your claim is closed — permanently.
Is a settlement taxable?
In most cases, personal injury settlements are not taxable under federal law when they compensate for physical injuries or physical sickness. However, portions of a settlement that compensate for lost wages or punitive damages may be taxable. We recommend consulting a tax professional for guidance specific to your situation.
Timeline
The Process
What happens after I submit the form?
Your submission is routed to a matched attorney in our network. During business hours, you will typically receive a call or text within 60 minutes. The attorney will introduce themselves and schedule a free consultation. You are under no obligation to proceed.
What should I bring to the consultation?
Anything that helps document your accident and injuries: the police report (if available), photos of the scene, your insurance information, medical records and bills, any written communication from the other driver's insurance company, and documentation of missed work. Don't worry if you don't have everything — your attorney can help obtain records.
Will my case go to trial?
Most personal injury cases — roughly 95% — settle before trial. However, having an attorney with a strong reputation for taking cases to trial gives you significantly more leverage in negotiations. Insurance companies offer more when they know your attorney is willing to fight in court.
What if I already started dealing with the insurance company?
It's not too late — as long as you haven't signed a settlement release. An attorney can take over communications immediately, which often improves your position. The insurer is required to direct all future communications through your attorney once they are on record. Stop talking to the adjuster directly as soon as you engage a lawyer.
Insurers
Insurance
Should I give a recorded statement to the insurance company?
No. You are not legally required to give a recorded statement to the other driver's insurance company (your own policy may require cooperation — check your contract). Recorded statements are used to find inconsistencies that reduce or deny your claim. Politely decline and tell them your attorney will be in touch. If you don't have an attorney yet, get one first.
What is a demand letter?
A demand letter is a formal document your attorney sends to the at-fault party's insurance company outlining your injuries, the evidence of liability, and the amount you are demanding in compensation. It formally begins the negotiation process. A well-crafted demand letter from an experienced attorney signals that you are serious — and significantly improves your opening position.
Can I still sue if the insurance company denies my claim?
Yes. A denial from an insurance company is not the end of your claim — it is often just the beginning of the fight. Your attorney can file a lawsuit directly against the at-fault party. In some cases, if your own insurer wrongfully denies a valid claim, they may be liable for "bad faith" — which can result in additional damages beyond your original claim.